Yes, money is something like a base-load power plant. You require it initially but only for sometime till you are satisfied. Later on, it is only you who motivate yourself.
Let me tell you a story. I write for VoiCE okay? Biggie pays me certain amount of money for each article. That is base load. or should I say, an amount to make me feel my time is not wasted for doing something for free. I write average articles everyday.
But what makes me feel write better? It is the inner feeling of improving myself. We want people should say, "This was done by Mr.X , It has to be excellent"
If money was everything, people would have worked every second. But no! People go out an enjoy because we earn money for enjoying. It is not the other way round. Enjoyment is a primary activity.
Just imagine if everything in this world was for free. Why will anyone earn money if they are getting their basic needs satisfied. Our greater motivation lies in achieving something we dream for. We live more for our dreams than for money. Money is just an exchange medium of goods and services.
If you look at monetary system, it is no good than the barter system we once had.
Simply stating-
Doing work makes me feel happy. It is a different story, I get money as output.
Praveen, you are a software engineer. You love coding. Do it as if it is your first love. Let the tension of "paying salary" rest with the company.
All the same I have found many activities which save money and are also recreational for me. Doing small and simple things makes you save and earn money even without you knowing about it.
Say, You keep stock of the shop inventory. Thinking how you can achieve a particular activity with highest quality and in minimum time. If you execute such things, you save money and have better opportunities of earning some.
I have implemented some of those identified things in our shop and in my house. "Eliminating waste" I should call it.
Anyways if you are not convinced that money is secondary and cheerfulness is primary-
Then remember this
For saving money just keep your mind calm. Anxious mind is more prone to waste wealth than earn it.