Feedback : ICICI Gold Credit Cards

CEans,

One of the ICICI executive called on my phone and made following offer -

  • Its an international visa/mastercard supported card.
  • There are no fees to be paid
  • I get 50% off on all domestic air fares
  • I get 15% off on train fares
  • I get an add-on card without any extra fee.
  • More free stuff.
What's your experience with ICICI Gold credit cards?

Replies

  • Mayur Pathak
    Mayur Pathak
    Find my reply below. I have used the card however have now discontinued.
    • Its an international visa/mastercard supported card. (may be true. By the way ICICI can offer a card to even a beggar.)
    • There are no fees to be paid (This is true except for lot of processing fees, late fees, cheque bounce fees, transaction fees et all.)
    • I get 50% off on all domestic air fares (Conditions apply. Depends on your route, time of flying and the airline)
    • I get 15% off on train fares (True but this way. there is a surcharge and a marginal transaction fee on booking tickets. So effectively it comes down by half. By the way this is true only on online bookings)
    • I get an add-on card without any extra fee. (true)
    • More free stuff.
    Don't worry, if you know how to effectively use a card, its good. It comes with lot of facilities which are essential. If you ask me, I would suggest you a Standard Chartered gold card. Thats best!
  • Kaustubh Katdare
    Kaustubh Katdare
    Wow, thanks for your quick reply! Btw, one of my friends told me that 50% off offer is time limited. Is it?

    I'll have to think about SC card. Any feedback guys?
  • Mayur Pathak
    Mayur Pathak
    It might be a time limited offer. And the worst thing is, it solely depends on the Banker!
  • Prasad Ajinkya
    Prasad Ajinkya
    Biggie, use StanChart, they are really picky in selecting their customers.
  • Kaustubh Katdare
    Kaustubh Katdare
    Cool! So StanChart is the bank! 😀

    I'll find out more. Thanks for the feedback!

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