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Kaustubh Katdare
Kaustubh Katdare • Dec 24, 2016

What do you use for payments: Credit Cards / Debit Cards / Wallets or (Still) Cash?

For sure, after the demonetization move by the government; I'm seeing sudden rise in the use of Credit and Debit cards in India. The hesitation in using debit cards or even credit cards is now fading off and people are switching over to digital modes of payments.

I'd like to know what mode of payment do you use comfortably for online purchases? Or do you still insist on opting for 'Cash on Delivery'?
Netbanking for bills, online purchases and credit card payments. Wherever possible credit card. As a last resort cash (doled out by the wife) removed with a wrench from the wallet for vegetables or small snacks.
Kaustubh Katdare
Kaustubh Katdare • Dec 25, 2016
What about others?
Koushal Patel
Koushal Patel • Dec 30, 2016
Kaustubh Katdare
What about others?
I hate to use cash while trading. 😀
And My mom hates my way of spending through cards. According to her "If you buy items in cash, it is sometimes natural that you would drop some of them back at store seeing the total amount seeing some of them less relevant." This is her psychology, and sometimes I like it.
But yes, paper money is always good. You always have an eye on the transaction. Government will have eye on transaction, if implementation is done whole heartedly.
Ankita Katdare
Ankita Katdare • Dec 30, 2016
After graduating in 2012 and getting my own bank account, I dont remember a single time I opted for COD or cash based payment for anything I purchase online. Even in retail shops, I prefer carrying & using a card. Hate the hassle of notes.

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