Pay using credit card or debit card at the time of delivery at home

The cash on delivery system has been one of the major forms of payment in Indian e-commerce. It's not very convenient to the online retailers and at times even to the consumers. How? If you receive your product and do not have appropriate change - you will either have to ask for it to the neighbours or ask the courier boy to come at a later time. Then there has always been the problem of fake orders that troubled a lot of sellers.

The middle way for all this is to let the consumer pay using credit card or debit card at the time of delivery of the product, right at your home. Snapdeal is already announcing this facility throughout India in coming days. I'm not sure if the delivery boys will carry the card swipe machine with them or ask the users to enter the details on a tablet.

I however am very sure that this service will accelerate acceptance of e-commerce in India. Do let me know your thoughts.