29 May 2008

Feedback : ICICI Gold Credit Cards

CEans,

One of the ICICI executive called on my phone and made following offer -

  • Its an international visa/mastercard supported card.
  • There are no fees to be paid
  • I get 50% off on all domestic air fares
  • I get 15% off on train fares
  • I get an add-on card without any extra fee.
  • More free stuff.
What's your experience with ICICI Gold credit cards?
Mayur Pathak

Mayur Pathak

Branch Unspecified
29 May 2008
Find my reply below. I have used the card however have now discontinued.
  • Its an international visa/mastercard supported card. (may be true. By the way ICICI can offer a card to even a beggar.)
  • There are no fees to be paid (This is true except for lot of processing fees, late fees, cheque bounce fees, transaction fees et all.)
  • I get 50% off on all domestic air fares (Conditions apply. Depends on your route, time of flying and the airline)
  • I get 15% off on train fares (True but this way. there is a surcharge and a marginal transaction fee on booking tickets. So effectively it comes down by half. By the way this is true only on online bookings)
  • I get an add-on card without any extra fee. (true)
  • More free stuff.
Don't worry, if you know how to effectively use a card, its good. It comes with lot of facilities which are essential. If you ask me, I would suggest you a Standard Chartered gold card. Thats best!
29 May 2008
Wow, thanks for your quick reply! Btw, one of my friends told me that 50% off offer is time limited. Is it?

I'll have to think about SC card. Any feedback guys?
Mayur Pathak

Mayur Pathak

Branch Unspecified
29 May 2008
It might be a time limited offer. And the worst thing is, it solely depends on the Banker!
Prasad Ajinkya

Prasad Ajinkya

Branch Unspecified
02 Jun 2008
Biggie, use StanChart, they are really picky in selecting their customers.
02 Jun 2008
Cool! So StanChart is the bank! 😀

I'll find out more. Thanks for the feedback!

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