Engineering @ Banking

In spite of being a banker, such things crops up in my mind because of base- ENGINEERING. Idea came up in my mind (actually engineering mind, i must say)for improving some traditional, paper wasting processes being followed in nationalized banks in this IT era. For now, I am taking the cheque processing methods followed by various banks. The idea with me is to reduce the use of cheque processing by visiting a drop box at an bank ATM or bank branch and then dropping the cheque in it.
As now a days, almost 95% educated and hi-tech people are using smart phones with a camera. Suppose what if in order to clear your cheque, you do not have to visit drop box? Rather just take a snap of cheque in hand and send it using your mobile phone!!INTERESTING??
I have the white paper with me for engineer such an application which will take the picture of your cheque and send it to centralized server for processing. If succeeded, further processing will be handled by bank server (which sounds impossible untill RBI, GOI & referenced bank permits).Most of the possible negative scenarios, security threats and practical problems have been taken care in first white paper (unreleased). I need help from CEans to help develop this app (specially in coding front).

Things seems unrealistic by the time we do not want to see them REAL!!

#-Link-Snipped-# as it becomes very difficult to visit CE forum after banking hours.

-Proud to be an ENGINEER!!